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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,129 | $126,661+87.2% | $113,397+109.1% | $138,895+70.7% |
| Participation rate | 57.1% | 79.4%-22.3pp | 76.5%-19.4pp | 79.9%-22.8pp |
| Annual return | 27.28% | 25.05%+2.2pp | 23.20%+4.1pp | 145.39%-118.1pp |
| Employer contribution / active EE | $1,742 | $3,456-49.6% | $2,977-41.5% | $4,194-58.5% |
| Participant deferral / active EE | $4,366 | $5,693-23.3% | $5,076-14.0% | $6,396-31.7% |
| Admin fee / account holder | $0 | $14,549-100.0% | $11,957-100.0% | $12,562-100.0% |