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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,397 | $110,212+100.0% | $96,534+128.3% | $139,466+58.0% |
| Participation rate | 50.0% | 78.1%-28.1pp | 76.0%-26.0pp | 80.3%-30.3pp |
| Annual return | 14.69% | 26.42%-11.7pp | 25.88%-11.2pp | 373.66%-359.0pp |
| Employer contribution / active EE | $3,034 | $3,620-16.2% | $2,965+2.3% | $4,754-36.2% |
| Participant deferral / active EE | $9,177 | $5,547+65.4% | $4,851+89.2% | $6,712+36.7% |
| Admin fee / account holder | $15 | $11,599-99.9% | $8,253-99.8% | $11,409-99.9% |