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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,666 | $78,694+27.9% | $67,652+48.8% | $125,389-19.7% |
| Participation rate | 50.0% | 78.8%-28.8pp | 75.7%-25.7pp | 83.2%-33.2pp |
| Annual return | -5.43% | 9.46%-14.9pp | 6625.40%-6630.8pp | 282.24%-287.7pp |
| Employer contribution / active EE | $2,486 | $3,044-18.3% | $2,266+9.7% | $4,866-48.9% |
| Participant deferral / active EE | $7,458 | $4,292+73.8% | $3,560+109.5% | $5,352+39.4% |
| Admin fee / account holder | $0 | $7,403-100.0% | $4,821-100.0% | $9,541-100.0% |