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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,731 | $88,707+46.2% | $74,184+74.9% | $273,972-52.6% |
| Participation rate | 22.2% | 79.4%-57.2pp | 76.6%-54.4pp | 83.0%-60.8pp |
| Annual return | 13.07% | 11.94%+1.1pp | 17.74%-4.7pp | 41.46%-28.4pp |
| Employer contribution / active EE | $1,325 | $3,159-58.1% | $2,370-44.1% | $4,869-72.8% |
| Participant deferral / active EE | $3,976 | $4,212-5.6% | $3,550+12.0% | $5,287-24.8% |
| Admin fee / account holder | $0 | $8,717-100.0% | $5,586-100.0% | $10,133-100.0% |