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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 49 · EIN 95-2834236 | Other Services | $8,517 |
CETERA ADVISOR NETWORKS LLC3+ years Filed as: CETERA INVESTMENT SERVICES LLC Service code 49 · EIN 41-1483314 | Other Services | $2,524 |
PRINCIPAL LIFE INSURANCE COMPANY3+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $1,085 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,915 | $53,925+18.5% | $75,501-15.3% | $69,631-8.2% |
| Participation rate | 37.6% | 71.2%-33.6pp | 72.4%-34.7pp | 70.7%-33.1pp |
| Annual return | 12.65% | 17.84%-5.2pp | 27.35%-14.7pp | 27571.02%-27558.4pp |
| Employer contribution / active EE | $650 | $1,802-63.9% | $2,352-72.3% | $2,032-68.0% |
| Participant deferral / active EE | $1,963 | $2,569-23.6% | $3,142-37.5% | $3,224-39.1% |
| Admin fee / account holder | $6 | $97-94.3% | $5,801-99.9% | $110-95.0% |