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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC1+ years Filed as: CETERA INVESTMENT SERVICES LLC Service code 49 · EIN 41-1483314 | Other Services | $7,997 |
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $960 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,613 | $48,277+29.7% | $63,517-1.4% | $55,191+13.4% |
| Participation rate | 30.8% | 69.4%-38.6pp | 71.0%-40.2pp | 69.2%-38.4pp |
| Annual return | -0.39% | 2.37%-2.8pp | -70.30%+69.9pp | 10.78%-11.2pp |
| Employer contribution / active EE | $554 | $1,592-65.2% | $2,322-76.2% | $1,899-70.8% |
| Participant deferral / active EE | $1,797 | $2,432-26.1% | $2,953-39.2% | $3,046-41.0% |
| Admin fee / account holder | $6 | $86-92.5% | $5,892-99.9% | $91-92.9% |