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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC2+ years Filed as: CETERA INVESTMENT SERVICES LLC Service code 49 · EIN 41-1483314 | Other Services | $8,973 |
PRINCIPAL LIFE INSURANCE COMPANY2+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $1,260 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,930 | $50,106+23.6% | $69,779-11.2% | $57,658+7.4% |
| Participation rate | 34.1% | 70.9%-36.7pp | 71.8%-37.7pp | 70.2%-36.1pp |
| Annual return | 4.46% | 14.58%-10.1pp | 12.99%-8.5pp | 5.13%-0.7pp |
| Employer contribution / active EE | $599 | $1,739-65.6% | $2,338-74.4% | $1,974-69.7% |
| Participant deferral / active EE | $1,796 | $2,486-27.8% | $2,931-38.7% | $3,061-41.3% |
| Admin fee / account holder | $7 | $89-91.6% | $4,381-99.8% | $95-92.1% |