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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CETERA INVESTMENT SRVICES LLC Service code 49 · EIN 41-1483314 | Other Services | $35,821 |
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $5,665 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,433 | $66,459+24.0% | $81,353+1.3% | $77,736+6.0% |
| Participation rate | 63.9% | 68.7%-4.8pp | 69.5%-5.7pp | 70.6%-6.7pp |
| Annual return | 10.54% | 15.95%-5.4pp | 24.82%-14.3pp | 31.26%-20.7pp |
| Employer contribution / active EE | $1,400 | $2,156-35.1% | $2,464-43.2% | $2,728-48.7% |
| Participant deferral / active EE | $5,965 | $3,674+62.3% | $3,885+53.6% | $4,651+28.3% |
| Admin fee / account holder | $21 | $585-96.5% | $5,766-99.6% | $433-95.2% |