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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-5674085 | Recordkeeping | $70,769 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $37,482 |
ADP BROKER-DEALER9+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,723 | $89,282+83.4% | $94,672+72.9% | $74,473+119.8% |
| Participation rate | 63.6% | 82.4%-18.8pp | 80.8%-17.2pp | 70.7%-7.1pp |
| Annual return | 12.46% | 25.96%-13.5pp | 156.89%-144.4pp | 34.36%-21.9pp |
| Employer contribution / active EE | $0 | $3,022-100.0% | $3,673-100.0% | $2,638-100.0% |
| Participant deferral / active EE | $5,933 | $8,425-29.6% | $7,417-20.0% | $4,530+31.0% |
| Admin fee / account holder | $124 | $219-43.1% | $7,222-98.3% | $347-64.1% |