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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 · EIN 13-5674085 | Indirect Investment Fees | $73,831 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $51,249 |
ADP BROKER-DEALER6+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,145 | $78,781+90.6% | $100,535+49.3% | $73,412+104.5% |
| Participation rate | 65.9% | 80.0%-14.1pp | 79.4%-13.5pp | 72.2%-6.3pp |
| Annual return | 10.58% | 31.69%-21.1pp | 30.90%-20.3pp | 59.30%-48.7pp |
| Employer contribution / active EE | $0 | $2,420-100.0% | $3,419-100.0% | $2,234-100.0% |
| Participant deferral / active EE | $4,705 | $6,537-28.0% | $6,271-25.0% | $3,806+23.6% |
| Admin fee / account holder | $116 | $145-19.9% | $8,085-98.6% | $158-26.2% |