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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $66,060 |
Service code 52 · EIN 13-5674085 | Indirect Investment Fees | $63,576 |
COOPER INVESTORS, INC.2 years Service code 15 · EIN 11-2807016 | Recordkeeping | $16,000 |
ADP BROKER-DEALER5+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,203 | $69,231+86.6% | $91,994+40.4% | $67,582+91.2% |
| Participation rate | 67.0% | 78.9%-11.9pp | 78.6%-11.6pp | 71.3%-4.3pp |
| Annual return | 19.01% | 32.03%-13.0pp | 69.04%-50.0pp | 378.57%-359.6pp |
| Employer contribution / active EE | $0 | $2,284-100.0% | $3,453-100.0% | $2,148-100.0% |
| Participant deferral / active EE | $4,132 | $5,854-29.4% | $5,924-30.2% | $3,539+16.7% |
| Admin fee / account holder | $209 | $107+94.9% | $7,744-97.3% | $142+47.1% |