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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $914,784 | $223,823+308.7% | $211,142+333.3% | $154,746+491.2% |
| Participation rate | 95.5% | 87.9%+7.6pp | 87.3%+8.2pp | 80.7%+14.8pp |
| Annual return | 55.63% | 50.39%+5.2pp | 46.84%+8.8pp | 172.34%-116.7pp |
| Employer contribution / active EE | $87 | $6,787-98.7% | $6,442-98.6% | $4,379-98.0% |
| Participant deferral / active EE | $20,323 | $9,750+108.4% | $9,284+118.9% | $6,730+202.0% |
| Admin fee / account holder | $80,769 | $19,707+309.8% | $19,076+323.4% | $14,365+462.3% |