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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,797 | $137,414+203.3% | $189,537+119.9% | $85,847+385.5% |
| Participation rate | 97.0% | 84.6%+12.4pp | 87.8%+9.2pp | 69.3%+27.7pp |
| Annual return | 17.52% | 38.14%-20.6pp | 555.34%-537.8pp | 318.61%-301.1pp |
| Employer contribution / active EE | $6,887 | $4,344+58.5% | $6,161+11.8% | $2,565+168.5% |
| Participant deferral / active EE | $16,839 | $6,260+169.0% | $8,220+104.9% | $3,952+326.1% |
| Admin fee / account holder | $909 | $8,630-89.5% | $12,048-92.5% | $6,261-85.5% |