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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $557,445 | $138,385+302.8% | $184,243+202.6% | $80,925+588.8% |
| Participation rate | 93.5% | 83.9%+9.7pp | 86.8%+6.7pp | 67.7%+25.9pp |
| Annual return | 16.27% | 20.02%-3.7pp | 28.82%-12.5pp | 35.65%-19.4pp |
| Employer contribution / active EE | $9,211 | $4,851+89.9% | $6,427+43.3% | $2,756+234.2% |
| Participant deferral / active EE | $17,753 | $7,075+150.9% | $9,132+94.4% | $4,299+313.0% |
| Admin fee / account holder | $1,854 | $10,489-82.3% | $13,914-86.7% | $6,940-73.3% |