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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,514 | $110,083+235.7% | $151,645+143.7% | $68,490+439.5% |
| Participation rate | 93.9% | 84.0%+10.0pp | 87.5%+6.4pp | 67.9%+26.0pp |
| Annual return | -19.09% | -10.12%-9.0pp | 3.34%-22.4pp | -7.85%-11.2pp |
| Employer contribution / active EE | $7,782 | $4,470+74.1% | $6,165+26.2% | $2,597+199.7% |
| Participant deferral / active EE | $17,196 | $6,526+163.5% | $8,363+105.6% | $4,028+326.9% |
| Admin fee / account holder | $1,158 | $7,718-85.0% | $11,614-90.0% | $5,403-78.6% |