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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $557,445 | $138,393+302.8% | $184,256+202.5% | $80,959+588.6% |
| Participation rate | 93.5% | 83.9%+9.7pp | 86.8%+6.7pp | 67.7%+25.9pp |
| Annual return | 16.27% | 20.01%-3.7pp | 28.85%-12.6pp | 35.67%-19.4pp |
| Employer contribution / active EE | $9,211 | $4,847+90.0% | $6,427+43.3% | $2,757+234.1% |
| Participant deferral / active EE | $17,753 | $7,076+150.9% | $9,133+94.4% | $4,300+312.8% |
| Admin fee / account holder | $1,854 | $10,489-82.3% | $13,899-86.7% | $6,925-73.2% |