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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,015 | $81,870+60.0% | $119,634+9.5% | $68,490+91.3% |
| Participation rate | 25.6% | 71.9%-46.3pp | 79.3%-53.7pp | 67.9%-42.3pp |
| Annual return | -9.02% | -23.82%+14.8pp | -14.98%+6.0pp | -7.85%-1.2pp |
| Employer contribution / active EE | $341 | $2,692-87.3% | $4,232-91.9% | $2,597-86.9% |
| Participant deferral / active EE | $3,368 | $4,148-18.8% | $5,601-39.9% | $4,028-16.4% |
| Admin fee / account holder | $0 | $6,583-100.0% | $10,329-100.0% | $5,403-100.0% |