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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,615 | $91,559+38.3% | $133,978-5.5% | $79,856+58.6% |
| Participation rate | 14.0% | 73.3%-59.4pp | 79.8%-65.9pp | 69.6%-55.7pp |
| Annual return | 11.28% | 61.85%-50.6pp | 45.10%-33.8pp | 31.71%-20.4pp |
| Employer contribution / active EE | $701 | $2,384-70.6% | $3,919-82.1% | $2,471-71.6% |
| Participant deferral / active EE | $2,255 | $3,734-39.6% | $5,047-55.3% | $3,741-39.7% |
| Admin fee / account holder | $0 | $6,321-100.0% | $8,930-100.0% | $5,306-100.0% |