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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,046 | $78,707-8.5% | $117,861-38.9% | $70,126+2.7% |
| Participation rate | 20.5% | 73.2%-52.7pp | 79.7%-59.2pp | 69.5%-49.0pp |
| Annual return | 12.81% | 23.30%-10.5pp | 335.11%-322.3pp | 73.15%-60.3pp |
| Employer contribution / active EE | $577 | $2,223-74.1% | $3,786-84.8% | $2,343-75.4% |
| Participant deferral / active EE | $2,016 | $3,297-38.9% | $4,482-55.0% | $3,332-39.5% |
| Admin fee / account holder | $0 | $5,066-100.0% | $8,021-100.0% | $4,645-100.0% |