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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,084 | $83,485+21.1% | $125,195-19.3% | $72,976+38.5% |
| Participation rate | 19.4% | 73.3%-53.9pp | 79.8%-60.4pp | 69.5%-50.1pp |
| Annual return | 15.27% | 25.77%-10.5pp | 43.79%-28.5pp | 81.02%-65.7pp |
| Employer contribution / active EE | $658 | $2,346-72.0% | $3,866-83.0% | $2,440-73.1% |
| Participant deferral / active EE | $2,461 | $3,586-31.4% | $4,937-50.1% | $3,608-31.8% |
| Admin fee / account holder | $0 | $5,518-100.0% | $9,704-100.0% | $5,124-100.0% |