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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,491 | $39,162-9.4% | $100,671-64.7% | $59,633-40.5% |
| Participation rate | 95.1% | 55.9%+39.3pp | 70.7%+24.4pp | 68.7%+26.5pp |
| Annual return | 0.00% | 21.07%-21.1pp | 20.43%-20.4pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $0 | $1,151-100.0% | $4,012-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,259 | $1,992+13.4% | $3,144-28.1% | $3,192-29.2% |
| Admin fee / account holder | $918 | $2,969-69.1% | $4,850-81.1% | $4,297-78.6% |