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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,938 | $48,570-11.6% | $130,660-67.1% | $72,976-41.2% |
| Participation rate | 92.7% | 58.6%+34.2pp | 71.7%+21.0pp | 69.5%+23.2pp |
| Annual return | 23.08% | 38.63%-15.5pp | 1709.29%-1686.2pp | 81.02%-57.9pp |
| Employer contribution / active EE | $0 | $1,334-100.0% | $4,092-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,362 | $2,384-42.9% | $3,603-62.2% | $3,608-62.3% |
| Admin fee / account holder | $6,411 | $3,549+80.6% | $5,463+17.3% | $5,124+25.1% |