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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,805 | $58,726-5.0% | $142,898-60.9% | $85,847-35.0% |
| Participation rate | 87.9% | 58.5%+29.4pp | 72.0%+15.9pp | 69.3%+18.6pp |
| Annual return | 12.78% | 27.73%-15.0pp | 5639.64%-5626.9pp | 318.61%-305.8pp |
| Employer contribution / active EE | $0 | $1,424-100.0% | $4,146-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,101 | $2,609-57.8% | $3,838-71.3% | $3,952-72.1% |
| Admin fee / account holder | $1,591 | $4,234-62.4% | $6,560-75.7% | $6,261-74.6% |