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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,227 | $88,087-29.4% | $164,866-62.3% | $74,546-16.5% |
| Participation rate | 98.3% | 73.1%+25.2pp | 78.6%+19.7pp | 67.2%+31.1pp |
| Annual return | 24.07% | 17.27%+6.8pp | 69.97%-45.9pp | 1366.03%-1342.0pp |
| Employer contribution / active EE | $4,140 | $2,595+59.5% | $4,343-4.7% | $2,624+57.8% |
| Participant deferral / active EE | $9,074 | $4,499+101.7% | $6,033+50.4% | $4,347+108.7% |
| Admin fee / account holder | $13,473 | $2,232+503.7% | $12,689+6.2% | $1,944+593.2% |