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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,942 | $160,059-41.3% | $140,019-32.9% | $135,380-30.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -9.55% | 911.48%-921.0pp | 651.17%-660.7pp | 519.81%-529.4pp |
| Employer contribution / active EE | $2,273 | $6,420-64.6% | $5,605-59.5% | $4,779-52.4% |
| Participant deferral / active EE | $5,933 | $7,641-22.3% | $6,927-14.3% | $5,609+5.8% |
| Admin fee / account holder | $1,204 | $13,328-91.0% | $10,705-88.7% | $10,828-88.9% |