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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,525 | $209,888-7.3% | $189,545+2.6% | $167,553+16.1% |
| Participation rate | 95.2% | 88.7%+6.6pp | 87.8%+7.4pp | 82.1%+13.1pp |
| Annual return | 15.62% | 748.66%-733.0pp | 555.36%-539.7pp | 478.89%-463.3pp |
| Employer contribution / active EE | $2,381 | $6,915-65.6% | $6,162-61.4% | $4,840-50.8% |
| Participant deferral / active EE | $9,449 | $8,934+5.8% | $8,220+15.0% | $6,343+49.0% |
| Admin fee / account holder | $1,353 | $14,300-90.5% | $12,049-88.8% | $12,316-89.0% |