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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,175 | $185,905-2.5% | $170,057+6.5% | $139,487+29.9% |
| Participation rate | 95.7% | 87.8%+7.9pp | 87.0%+8.6pp | 80.3%+15.3pp |
| Annual return | 15.88% | 60.56%-44.7pp | 53.42%-37.5pp | 373.84%-358.0pp |
| Employer contribution / active EE | $2,022 | $7,597-73.4% | $6,790-70.2% | $4,755-57.5% |
| Participant deferral / active EE | $5,783 | $11,627-50.3% | $10,411-44.4% | $6,713-13.8% |
| Admin fee / account holder | $10,462 | $15,397-32.0% | $12,826-18.4% | $11,407-8.3% |