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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,203 | $211,224+53.5% | $178,505+81.6% | $145,897+122.2% |
| Participation rate | 82.4% | 80.8%+1.5pp | 77.1%+5.2pp | 80.3%+2.0pp |
| Annual return | 16.40% | 30.28%-13.9pp | 27.16%-10.8pp | 552.29%-535.9pp |
| Employer contribution / active EE | $1,002 | $4,577-78.1% | $3,955-74.7% | $4,663-78.5% |
| Participant deferral / active EE | $6,681 | $6,966-4.1% | $6,280+6.4% | $6,689-0.1% |
| Admin fee / account holder | $38,199 | $12,109+215.5% | $10,428+266.3% | $13,390+185.3% |