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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,203 | $211,239+53.5% | $178,528+81.6% | $145,877+122.2% |
| Participation rate | 82.4% | 80.8%+1.6pp | 77.1%+5.3pp | 80.3%+2.1pp |
| Annual return | 16.40% | 30.22%-13.8pp | 27.11%-10.7pp | 551.28%-534.9pp |
| Employer contribution / active EE | $1,002 | $4,570-78.1% | $3,950-74.6% | $4,663-78.5% |
| Participant deferral / active EE | $6,681 | $6,963-4.0% | $6,278+6.4% | $6,691-0.1% |
| Admin fee / account holder | $38,199 | $12,095+215.8% | $10,419+266.6% | $13,402+185.0% |