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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,511 | $180,749+102.8% | $160,784+128.0% | $137,256+167.0% |
| Participation rate | 82.4% | 80.0%+2.4pp | 77.0%+5.4pp | 80.0%+2.4pp |
| Annual return | 12.47% | 2234.46%-2222.0pp | 1803.92%-1791.5pp | 220.34%-207.9pp |
| Employer contribution / active EE | $1,129 | $4,155-72.8% | $3,733-69.7% | $4,156-72.8% |
| Participant deferral / active EE | $7,631 | $6,844+11.5% | $6,293+21.3% | $6,407+19.1% |
| Admin fee / account holder | $7,440 | $10,397-28.4% | $9,717-23.4% | $12,270-39.4% |