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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $531,150 | $209,874+153.1% | $189,537+180.2% | $167,536+217.0% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 14.89% | 748.61%-733.7pp | 555.34%-540.4pp | 478.82%-463.9pp |
| Employer contribution / active EE | $3,585 | $6,913-48.1% | $6,161-41.8% | $4,839-25.9% |
| Participant deferral / active EE | $6,176 | $8,934-30.9% | $8,220-24.9% | $6,342-2.6% |
| Admin fee / account holder | $2,549 | $14,299-82.2% | $12,048-78.8% | $12,315-79.3% |