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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,767 | $185,883-12.4% | $170,043-4.3% | $139,466+16.7% |
| Participation rate | 80.0% | 87.8%-7.8pp | 87.0%-7.0pp | 80.3%-0.3pp |
| Annual return | 9.29% | 60.54%-51.3pp | 53.40%-44.1pp | 373.66%-364.4pp |
| Employer contribution / active EE | $5,098 | $7,596-32.9% | $6,790-24.9% | $4,754+7.2% |
| Participant deferral / active EE | $7,634 | $11,626-34.3% | $10,410-26.7% | $6,712+13.7% |
| Admin fee / account holder | $257,266 | $15,393+1571.3% | $12,824+1906.1% | $11,409+2155.0% |