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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,019 | $160,059+72.4% | $140,019+97.1% | $135,380+103.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -5.57% | 911.48%-917.0pp | 651.17%-656.7pp | 519.81%-525.4pp |
| Employer contribution / active EE | $8,586 | $6,420+33.7% | $5,605+53.2% | $4,779+79.7% |
| Participant deferral / active EE | $6,664 | $7,641-12.8% | $6,927-3.8% | $5,609+18.8% |
| Admin fee / account holder | $4,101 | $13,328-69.2% | $10,705-61.7% | $10,828-62.1% |