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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,319 | $72,177+29.3% | $115,038-18.9% | $59,633+56.5% |
| Participation rate | 59.0% | 72.6%-13.6pp | 81.4%-22.4pp | 68.7%-9.7pp |
| Annual return | 0.95% | 12.02%-11.1pp | 26.14%-25.2pp | 2041.45%-2040.5pp |
| Employer contribution / active EE | $1,417 | $2,841-50.1% | $4,608-69.2% | $2,203-35.7% |
| Participant deferral / active EE | $2,975 | $4,783-37.8% | $6,026-50.6% | $3,192-6.8% |
| Admin fee / account holder | $531 | $4,927-89.2% | $8,175-93.5% | $4,297-87.6% |