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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,920 | $85,766+38.7% | $136,298-12.8% | $70,126+69.6% |
| Participation rate | 60.0% | 74.2%-14.2pp | 81.9%-21.9pp | 69.5%-9.5pp |
| Annual return | 21.16% | 31.46%-10.3pp | 5156.27%-5135.1pp | 73.15%-52.0pp |
| Employer contribution / active EE | $1,188 | $2,966-59.9% | $4,696-74.7% | $2,343-49.3% |
| Participant deferral / active EE | $2,728 | $5,051-46.0% | $6,247-56.3% | $3,332-18.1% |
| Admin fee / account holder | $794 | $5,421-85.4% | $9,244-91.4% | $4,645-82.9% |