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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,343 | $89,367+47.0% | $141,191-7.0% | $72,975+80.0% |
| Participation rate | 62.3% | 75.1%-12.8pp | 82.5%-20.2pp | 69.5%-7.2pp |
| Annual return | 23.94% | 111.87%-87.9pp | 71.41%-47.5pp | 81.01%-57.1pp |
| Employer contribution / active EE | $1,864 | $3,115-40.2% | $4,736-60.6% | $2,440-23.6% |
| Participant deferral / active EE | $2,607 | $5,419-51.9% | $6,710-61.2% | $3,608-27.7% |
| Admin fee / account holder | $17,697 | $5,957+197.1% | $10,264+72.4% | $5,124+245.4% |