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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,740 | $199,109-76.0% | $173,730-72.5% | $154,746-69.1% |
| Participation rate | 75.0% | 82.8%-7.8pp | 79.6%-4.6pp | 80.7%-5.7pp |
| Annual return | 12.43% | 20.02%-7.6pp | 19.96%-7.5pp | 172.34%-159.9pp |
| Employer contribution / active EE | $7,724 | $5,311+45.4% | $4,577+68.7% | $4,379+76.4% |
| Participant deferral / active EE | $12,557 | $7,113+76.5% | $6,326+98.5% | $6,730+86.6% |
| Admin fee / account holder | $3,361 | $20,916-83.9% | $17,523-80.8% | $14,365-76.6% |