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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,605 | $135,645-32.5% | $110,243-16.9% | $135,380-32.3% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.8%-4.8pp | 82.6%-7.6pp |
| Annual return | -3.05% | 513.24%-516.3pp | 314.76%-317.8pp | 519.81%-522.9pp |
| Employer contribution / active EE | $7,679 | $4,907+56.5% | $3,827+100.7% | $4,779+60.7% |
| Participant deferral / active EE | $6,055 | $5,507+10.0% | $4,672+29.6% | $5,609+8.0% |
| Admin fee / account holder | $3,188 | $11,458-72.2% | $8,548-62.7% | $10,828-70.6% |