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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,793 | $144,130-24.5% | $117,861-7.7% | $147,586-26.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 9.27% | 531.20%-521.9pp | 335.11%-325.8pp | 578.59%-569.3pp |
| Employer contribution / active EE | $13,828 | $4,897+182.4% | $3,786+265.2% | $4,876+183.6% |
| Participant deferral / active EE | $10,127 | $5,316+90.5% | $4,482+125.9% | $5,439+86.2% |
| Admin fee / account holder | $621 | $10,887-94.3% | $8,021-92.3% | $10,886-94.3% |