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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,792 | $162,785-65.1% | $133,959-57.6% | $158,950-64.3% |
| Participation rate | 83.3% | 83.2%+0.1pp | 79.8%+3.5pp | 82.0%+1.4pp |
| Annual return | 2.40% | 41.94%-39.5pp | 45.09%-42.7pp | 302.91%-300.5pp |
| Employer contribution / active EE | $19,730 | $4,975+296.5% | $3,919+403.5% | $4,762+314.3% |
| Participant deferral / active EE | $12,573 | $5,910+112.7% | $5,047+149.1% | $5,983+110.2% |
| Admin fee / account holder | $39,013 | $11,738+232.4% | $8,928+337.0% | $11,248+246.8% |