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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,577 | $80,985+40.2% | $96,576+17.6% | $75,181+51.1% |
| Participation rate | 97.7% | 71.8%+25.9pp | 76.0%+21.8pp | 67.2%+30.5pp |
| Annual return | -10.50% | 27.05%-37.5pp | 25.87%-36.4pp | 160.69%-171.2pp |
| Employer contribution / active EE | $5,634 | $2,282+146.8% | $2,965+90.0% | $2,671+111.0% |
| Participant deferral / active EE | $3,312 | $3,929-15.7% | $4,851-31.7% | $4,126-19.7% |
| Admin fee / account holder | $6,759 | $6,719+0.6% | $8,253-18.1% | $5,650+19.6% |