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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,269 | $78,428+32.9% | $95,960+8.7% | $79,852+30.6% |
| Participation rate | 90.9% | 73.5%+17.4pp | 77.1%+13.8pp | 69.6%+21.3pp |
| Annual return | -2.85% | 19.37%-22.2pp | 91.63%-94.5pp | 31.72%-34.6pp |
| Employer contribution / active EE | $8,577 | $1,945+340.9% | $2,541+237.5% | $2,471+247.1% |
| Participant deferral / active EE | $3,508 | $3,440+2.0% | $4,167-15.8% | $3,740-6.2% |
| Admin fee / account holder | $3,999 | $5,622-28.9% | $6,797-41.2% | $5,306-24.6% |