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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,445 | $72,492+34.4% | $87,104+11.9% | $72,975+33.5% |
| Participation rate | 82.6% | 72.8%+9.8pp | 76.9%+5.7pp | 69.5%+13.1pp |
| Annual return | 4.05% | 24.46%-20.4pp | 28.19%-24.1pp | 81.01%-77.0pp |
| Employer contribution / active EE | $2,800 | $1,894+47.8% | $2,521+11.1% | $2,440+14.8% |
| Participant deferral / active EE | $3,081 | $3,270-5.8% | $4,048-23.9% | $3,608-14.6% |
| Admin fee / account holder | $5,441 | $5,055+7.6% | $7,491-27.4% | $5,124+6.2% |