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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,595 | $87,546+188.5% | $75,784+233.3% | $125,389+101.4% |
| Participation rate | 75.0% | 80.2%-5.2pp | 75.8%-0.8pp | 83.2%-8.2pp |
| Annual return | -2.84% | 13.49%-16.3pp | 9.68%-12.5pp | 282.24%-285.1pp |
| Employer contribution / active EE | $11,751 | $3,930+199.0% | $3,323+253.6% | $4,866+141.5% |
| Participant deferral / active EE | $3,575 | $4,230-15.5% | $3,652-2.1% | $5,352-33.2% |
| Admin fee / account holder | $91,304 | $6,503+1304.1% | $5,300+1622.8% | $9,541+857.0% |