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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,943 | $124,351+51.9% | $109,188+73.0% | $167,553+12.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 7.02% | 26.04%-19.0pp | 25.76%-18.7pp | 478.89%-471.9pp |
| Employer contribution / active EE | $18,781 | $4,210+346.1% | $3,723+404.4% | $4,840+288.1% |
| Participant deferral / active EE | $13,750 | $5,257+161.6% | $4,654+195.4% | $6,343+116.8% |
| Admin fee / account holder | $78,158 | $7,975+880.0% | $6,755+1057.0% | $12,316+534.6% |