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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,383 | $106,001+176.8% | $92,235+218.1% | $147,585+98.8% |
| Participation rate | 75.0% | 80.4%-5.4pp | 76.5%-1.5pp | 82.8%-7.8pp |
| Annual return | 8.23% | 50.05%-41.8pp | 176.28%-168.1pp | 578.56%-570.3pp |
| Employer contribution / active EE | $14,783 | $4,333+241.2% | $3,679+301.8% | $4,876+203.2% |
| Participant deferral / active EE | $3,644 | $4,478-18.6% | $3,897-6.5% | $5,439-33.0% |
| Admin fee / account holder | $14,523 | $6,332+129.3% | $5,194+179.6% | $10,885+33.4% |