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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,848 | $99,345+158.5% | $84,753+203.1% | $273,972-6.3% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 9.63% | 22.93%-13.3pp | 22.78%-13.2pp | 41.46%-31.8pp |
| Employer contribution / active EE | $8,847 | $4,214+110.0% | $3,574+147.5% | $4,869+81.7% |
| Participant deferral / active EE | $6,027 | $4,270+41.2% | $3,712+62.4% | $5,287+14.0% |
| Admin fee / account holder | $6,703 | $6,645+0.9% | $5,333+25.7% | $10,133-33.9% |