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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,814 | $124,330+244.9% | $109,173+292.8% | $167,536+156.0% |
| Participation rate | 90.9% | 79.5%+11.5pp | 75.9%+15.0pp | 82.1%+8.8pp |
| Annual return | 14.77% | 26.04%-11.3pp | 25.75%-11.0pp | 478.82%-464.0pp |
| Employer contribution / active EE | $8,202 | $4,209+94.9% | $3,723+120.3% | $4,839+69.5% |
| Participant deferral / active EE | $9,442 | $5,256+79.6% | $4,654+102.9% | $6,342+48.9% |
| Admin fee / account holder | $829 | $7,974-89.6% | $6,755-87.7% | $12,315-93.3% |