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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,661 | $106,280+276.0% | $96,538+314.0% | $139,487+186.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.69% | 38.48%-22.8pp | 35.74%-20.1pp | 373.84%-358.2pp |
| Employer contribution / active EE | $3,697 | $4,107-10.0% | $3,740-1.2% | $4,755-22.3% |
| Participant deferral / active EE | $8,425 | $5,457+54.4% | $4,880+72.6% | $6,713+25.5% |
| Admin fee / account holder | $9,269 | $7,888+17.5% | $6,737+37.6% | $11,407-18.7% |