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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,484 | $52,678+60.4% | $75,784+11.5% | $59,633+41.7% |
| Participation rate | 65.6% | 67.2%-1.6pp | 75.8%-10.2pp | 68.7%-3.0pp |
| Annual return | -0.44% | 2.95%-3.4pp | 9.68%-10.1pp | 2041.45%-2041.9pp |
| Employer contribution / active EE | $1,103 | $2,193-49.7% | $3,323-66.8% | $2,203-49.9% |
| Participant deferral / active EE | $3,819 | $2,591+47.4% | $3,652+4.6% | $3,192+19.7% |
| Admin fee / account holder | $582 | $3,610-83.9% | $5,300-89.0% | $4,297-86.5% |