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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,290 | $78,672+105.0% | $109,163+47.8% | $85,856+87.9% |
| Participation rate | 72.2% | 68.3%+3.9pp | 75.9%-3.7pp | 69.3%+2.9pp |
| Annual return | 10.42% | 25.09%-14.7pp | 25.75%-15.3pp | 318.58%-308.2pp |
| Employer contribution / active EE | $1,340 | $2,734-51.0% | $3,723-64.0% | $2,565-47.8% |
| Participant deferral / active EE | $5,002 | $3,467+44.3% | $4,654+7.5% | $3,952+26.6% |
| Admin fee / account holder | $321 | $5,470-94.1% | $6,754-95.3% | $6,261-94.9% |