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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,501 | $57,352+89.2% | $83,831+29.4% | $64,173+69.1% |
| Participation rate | 64.7% | 68.6%-3.9pp | 76.1%-11.4pp | 69.6%-4.9pp |
| Annual return | -2.38% | 11.38%-13.8pp | 850.99%-853.4pp | 7.63%-10.0pp |
| Employer contribution / active EE | $1,152 | $2,546-54.7% | $3,631-68.3% | $2,381-51.6% |
| Participant deferral / active EE | $4,550 | $2,993+52.0% | $4,082+11.5% | $3,470+31.1% |
| Admin fee / account holder | $7,811 | $4,046+93.0% | $5,479+42.6% | $4,887+59.8% |